Secret Finance

jodimb32 asked:


I want to buy a used car. Is it better to try to secure financing from a bank before going to any dealerships? Or, are the dealerships more willing to haggle if I finance thru them?

curious mind asked:


My boyfriend is only 21 years old with a significant amount of $$$ in his 401k and hes thinking about getting a new car. Should he withdraw from his 401k account or get a loan from his 401k account?

DANIEL H asked:


I am a returning undergraduate student at a tribal college in central Montana. Anyone who has lived in or visited Montana knows that transportation is extremely important. I would like to know the best places to review for student loans which allow a person to spend the money freely and without the cash going to the school first. I am aware of the isues involved in repayment and debt problems of students nationwide. I just really need to have my car up and running again.
Apparently I was misunderstood so I will clarify. This would not be for debt consolidation, nor would it be used to purchase a car. It’s use would be to replace the engine in my car because it’s on it’s last leg. I have parked it due to the knocking in the engine. People have told me that it’s the rods so the engine must either be rebuilt (this process is risky and there is no guarantee that it will fix the problem), get a used engine from a junkyard, (very risky with little to no guarantee that it will last), have the dealership put in a new engine (comes with a waranty and guantees that the car will last me for quite sometime) or purchase a new car (I have already spent alot of money to buy this one and I know what’s wrong with it. This option is out of the question.) I hope that this makes my question more clear.

RameelRaymundo asked:


I need to buy a new car, but I’m also planning on going to law school in Sep of 09. I’m planning on buying a modest entry level car for around 17-19km and planning to put 5000 down. However, when I go to school I wont be working and will still have payments. My question is, are there student loans available that could include the cost of paying off the remaining balance of the car at the time?