Posted December 21st, 2009
by admin
Kavitha asked: I bought a 2 wheeler using finance. They take my money from my bank by ECS method without interruption on monthly basis. Now they have deposited my cheque also given for security reasons . Now i have to run post to pillar to get statements from bank supporting the same and submit it to finance company and beg behind them .. This affects my work in a greater way. Shall I approach consumer court ? How I will be benefited ?
Tags: Ecs, Money, Security Reasons
Posted in Other - Business & Finance | 1 Comment »
Posted November 20th, 2009
by admin
American M asked: I need to cancel my checking account before paypal tries to get money that is NOT their’s. So, if I cancel my checking account, do I get the money right away? Also, will the account be closed right away as well?
Tags: Cancel Account, Checking Account, Money
Posted in Personal Finance | 3 Comments »
Posted November 1st, 2009
by admin
sumana asked: Recently my bank has debited the minimum amount due on my credit card from my salary account. The card is from the same bank I have a salary account. I was not paying this amount as the bank wrongly levied charges. I had made my point clear to the customer service. But today I see that money has been debited. Can the bank do this without my consent?
Tags: Bank Debit, Money, Salary
Posted in Credit | 2 Comments »
Posted September 28th, 2009
by admin
Nervously Roving asked: I deposited $300 (3 $100 bills) in the ATM. I put the money in the slot but didn’t realize I needed it in an envelope (it was the first time using it for me) and before I could struggle around with it, it took the cash in…..will the cash still be credited to my account despite the lack of envelope….like will they realize it’s my cash somehow?
Tags: Atm, Money
Posted in Homework Help | 1 Comment »
Posted August 17th, 2009
by admin
Tasha asked: Why do customers not monitor their own accounts?
Do customers not understand that the nothing automated is going to provide as accurate a balance as the customers personal records?
Why do people get angry when they recieve overdraft fees when it’s THEIR account and THEIR responsiblity?
Why do customers call their banks customer service repeatedly during one day to inquire about “pending transactions?” Do they not know where they spent their money!?!
I love my job, but I REALLY wish that the customers I work with would be more cautious and responsible with thier bank accounts. It’s infuriating some of the questions we’re asked on a daily basis.
Tags: Money, Overdraft Fees, Personal Records
Posted in Personal Finance | 1 Comment »
Posted August 10th, 2009
by admin
Joey asked:
When I go to do my drive up banking and I deal with the teller and send my money and checks in that little bottle and sent it through the tube system, I’ve always wondered how it works! I don’t know if the tube is a gradual turn or if the bottle bends or what, but I’ve always wanted to know. I know it’s kinda stupid, but I’m sorry I just really want to know! Thanks!
Tags: Checks, Money, Tube System
Posted in Personal Finance | 1 Comment »
Posted August 9th, 2009
by admin
Zach L asked: I looked up a family members name on Google and found their name and credit card information amongst a list of hundreds of others with credit card and banking information available for sale, and also illegally selling verified PayPal accounts for money. How do I report this? Clearly it’s extremely illegal..
Thanks.
Tags: Credit Card Information, Family Members Name, Money
Posted in Law & Ethics | 2 Comments »
Posted August 2nd, 2009
by admin
lester.marren asked:
If there is no upper limit and all governments have to take over ownership of their banking systems, what would be the consequences?
Just interested in your thoughts.
Tags: Consequences, Governments, Money
Posted in Law & Ethics | 4 Comments »
Posted June 25th, 2009
by admin
jbrobinson23 asked:
I have recieved a large inheritance and it will be deposited to a bank of my choice and I thought to avoid paying taxes I would put it in a LEGAL offshore account. What I don’t understand is how will I do my banking and how do I go about opening the account?
The money is comming from out of the country, it will never be in the US, so I would think I could deposit it in an offshore account and legally avoid taxes.
Tags: Inheritance, Money, Paying Taxes
Posted in Personal Finance | 6 Comments »
Posted June 8th, 2009
by admin
mrjonessr41 asked:
I don’t get why I can’t do banking transactions that actually post, on the weekend and especially on any holiday that they can come up with. Why do Computers need days off?
I took money from 1 account and moved it into a checking account for today’s activities, Now it’s out of 1 account and not yet posted to the other and won’t be until 6am, well no person will be at Wachovia a 6am either, so why can’t it just post now? lol, I hate writing checks.
Tags: Holidays, Money, Wachovia
Posted in Corporations | 4 Comments »