What to do if my bank is on a problem list?


Posted July 17th, 2010 by admin 3 Comments »
bank problem
atomic_daredevil asked:


The bank I currently do my checking at is on a problem list. What happens to my money if the federal reserve closes it down? Should I take my money out now? Also my mortgage is with this bank what happens to it?

Why would identity fraud be my problem and not my bank’s ?


Posted May 4th, 2010 by admin 9 Comments »
bank problem
Allan W asked:


Suppose someone manages by digital or other means to trick my bank into paying out money which it incorrectly thinks that I have authorised. Isn’t this the bank’s problem in the end ? Surely the bank can not expect me to pay for breaches of its own security.

What is the most efficient bank to use in the South for someone who travels a lot all over the country?


Posted April 27th, 2010 by admin 6 Comments »
bank
athena24 asked:


I need personal banking options like checkings and savings account. But travelling a lot makes it hard for me. I’m a student in the South, but come from Hawaii. But travel quite often to the west coast and northern parts of the country. I need a bank that I can access from many places. Money can’t be deposited into an account in the south from Hawaii or other places. Which bank would be the best to work with?
I’m looking for a bank in the South West Mississippi. Bank of America is not accessible where I am.
UGHH CAN ANYONE UNDERSTAND? NOT BANK OF AMERICA. THERE IS ONLY ONE IN ALL OF MISSISSIPPI.

If I have to write a script for online banking transaction, what language should I use?


Posted April 4th, 2010 by admin 2 Comments »
banking
honey asked:


I want to write/use a script for online banking transaction. The User Interface could be as follows:
We enter two account numbers, one whose account is being debited and the other whose account is being credited. Then we enter the amount and the bank which takes us to the particular website of the bank to transact the money. Which language should I use for that? Or at least provide me with some link that could help me with my cause.

What banks will approve me for a credit card?


Posted March 21st, 2010 by admin 3 Comments »
banks
aaron s asked:


I have no credit. I need to buy a new computer for college. I have money to enough to buy one but then then I’ll be poor. What banks will approve me for a credit card?

How are banks going to make money now, since now you will be able to opt-out of overdrafts?


Posted March 7th, 2010 by admin 2 Comments »
banks
Judy asked:


Banks are going to scramble in figuring out how to make profits since they made almost 40 billion last year in overdraft fees.

If people now can go to the ATM or use a debit card and it will be declined - banks are going to lose serious profits.
Imagine a bank not making $36 bucks each time you overdraw for 2 bucks.

Will banks start charging for checking accounts?
How will they make up those fees?
Banks are not just going to sit there and take this - I know banks.

What bank charges the cheapest for overdraft fees?


Posted January 11th, 2010 by admin 2 Comments »
bank
Paul K asked:


I understand that all banks “lend” you money without asking and then charge you for it. I don’t see why they don’t just deny the transaction, but then I think about the millions they would loose.

How much does your bank charge? Do you know the cheapest?

What is the best bank for a high school student?


Posted January 11th, 2010 by admin 1 Comment »
bank
Nick B asked:


I’m a 16 year old high school junior. I live in Florida, I need to open a bank account to stash money away in for future needs, or just buying things. I’ve been looking heavily at Bank of America and Wachovia. I think Wachovia is the best for me. What is the best bank for a 16 year old high school student?

What action shall be taken if finance company deposits my cheque given for security reason?


Posted December 21st, 2009 by admin 1 Comment »
finance
Kavitha asked:


I bought a 2 wheeler using finance. They take my money from my bank by ECS method without interruption on monthly basis. Now they have deposited my cheque also given for security reasons . Now i have to run post to pillar to get statements from bank supporting the same and submit it to finance company and beg behind them .. This affects my work in a greater way. Shall I approach consumer court ? How I will be benefited ?

How do I cancel my checking account, and do I get the money right away?


Posted November 20th, 2009 by admin 3 Comments »
checking account
American M asked:


I need to cancel my checking account before paypal tries to get money that is NOT their’s. So, if I cancel my checking account, do I get the money right away? Also, will the account be closed right away as well?