Posted October 10th, 2010
by admin
Michael asked: my fiance and i have been approved through bank of america for a rural housing loan for 137900. now it has to go through rural housing what are the chances of us being denied. her credit 681, my credit 661, income to debt ratios are all good, the only problem is that we dont have much in reserves. will that affect ups?
Tags: Fiance, Home Loan, Housing Loan
Posted in Renting & Real Estate | 1 Comment »
Posted February 4th, 2009
by admin
Anna H asked:
I am currently a student with several student loans out in my name. I have a good credit score but am only able to work part time due to school. I make enough money to cover monthly rent with my boyfriend. We want to get into a house but I fear my loans and low income will make it difficult if not impossible for us.
Tags: Fear, Home Loan, Part Time
Posted in Personal Finance | 4 Comments »
Posted January 31st, 2009
by admin
Gennie Goose asked:
Hi! My husband and I are trying to move to Arizona in the next year and buy a house. This will be my first home. We both work full time jobs in California now. Any home loan advisors out there? Can you tell me how I can get approved/pre-approved for a full 30-40 year home loan when we have not yet gotten new jobs in the state we’re planning on moving? One thing I heard is if we plan to rent out the property, then we can get approved for a loan. Please help!
Tags: Home Loan, New Jobs, Time Jobs
Posted in Renting & Real Estate | 5 Comments »
Posted January 31st, 2009
by admin
sandeepagarwals asked:
I am planning to sell one of my flat bought in 2004 on home loan. I have claimed for tax deduction for 4 years already. I have a seen a clause in the yearly bank statement that i will not be entitled for tax saving on home loan if flat is sold before 5 years. Is it true? Please provide more information on this clause.
Tags: Home Loan, Tax Deduction, Tax Planning
Posted in India | 2 Comments »
Posted January 31st, 2009
by admin
Itsme asked:
I already have a home loan with ICICI on a floating interest rate. I’am looking for another loan.Should I clear this loan first to avail another loan or should I continue paying the EMIs for the entire tenure(This is a huge amount I will be paying by the end).
“Clearing a home loan” is what I meant of getting rid of the loan by making a pre-payment.
Tags: Emis, Home Loan, Interest Rate
Posted in Credit | 1 Comment »
Posted January 23rd, 2009
by admin
amny asked:
I am thinking of refinancing and Chase Bank is ready to give a 10 yr 170k home equity loan. Is this a better than my existing home mortgage loan. Is there anyone who has suggestions for this.
Tags: Home Equity Line, Home Equity Loan, Home Loan
Posted in Personal Finance | 4 Comments »
Posted January 23rd, 2009
by admin
Paul D asked:
My wife earns more money than me. The home loan is in her name but the home title is in our joint names. Can she take a home equity loan without my consent?
Tags: Home Loan, Loan Personal, Names
Posted in Renting & Real Estate | No Comments »
Posted January 23rd, 2009
by admin
stephanie b asked:
we are buying a home from my mother. she is gifting us the equity in the home. can we get an equity loan at the same time as we get our home loan or do we have to wait and how long?
Tags: Buying A Home, Home Equity Loan, Home Loan
Posted in Renting & Real Estate | 3 Comments »
