Posted March 3rd, 2009
by admin
tampabay5400 asked:
I have a low credit score (545) and would like too improve it by getting credit and paying it on time, problem is alot of creditors won’t accept be BECAUSE of my low credit, and I can’t just keep applying too everything because obviously that lowers your score. So PLEASE tell me which credit cards will give anyone a card even if the interest rate is insane!
Tags: Credit Score, Interest Rate, Time Problem
Posted in Credit | 7 Comments »
Posted February 1st, 2009
by admin
shooter 1 asked:
I have zero debt. I also have several credit cards. I am wondering how it will affect my credit to request the highest limit for each card, or if I should cancel all but 2 and have those with high spending limits. Along the same lines, how does “available” credit affect one’s credit score negatively or positively? If I get a $50,000 limit on a card (with 0 balance) but say, go to buy a car, will I be denied because I have too much credit out there?
Tags: Buy A Car, Credit Cards, Credit Score
Posted in Credit | 3 Comments »
Posted January 24th, 2009
by admin
tgent2k1 asked:
I have 4 credit cards (limits are 1000, 3300, and two 500s) and was considering getting rid of one 500 credit card. Should I pay the whole thing off and KEEP it or GET RID of it??
Tags: Credit Cards, Credit Score, Score Cards
Posted in Credit | 13 Comments »
Posted January 24th, 2009
by admin
Kat asked:
I know having too many is not good for a person’s credit score and looks bad to those checking this credit. But not having any credit (such as cards) is not good either. So is it best to have more than one card?
Tags: Credit Cards, Credit Score
Posted in Credit | 11 Comments »
Posted January 20th, 2009
by admin
msc44 asked:
I want to get a frequent flyer credit card but I already have 3 credit cards with generous limits. I don’t need these credit cards and I would like to cancel them and have this “possible credit” to go towards the new card. I heard once that canceling a credit card has a negitive effect on your credit score. Is this true? If so, how do I switch credit cards and avoid affecting my credit score in a bad way?
Tags: Cancel, Credit Cards, Credit Score
Posted in Credit | 2 Comments »
