Is Online banking bad for the credit score? Im trying to start credit. Is it bad for credit score?


Posted March 12th, 2009 by admin 7 Comments »
banking
redwing90022 asked:


I heard that if you pay credit card bills with online banking that it wont help you build score. Im trying to pay off a credit debt and im paying with online banking instead of driving to the bank.

How do I get rid of credit cards without hurting my credit?


Posted March 3rd, 2009 by admin 8 Comments »
credit cards
Yogiandbooboo asked:


I have no credit card debt but a few credit cards that are open I never intend on using. Is there any way I can close these accounts without hurting my credit? I do not like the idea of having open credit card accounts, for fear of theft of these numbers.

How to pay off credit cards enrolled in a debt management program?


Posted March 3rd, 2009 by admin 2 Comments »
credit cards
Rachel asked:


I have been in a debt management program with a local credit counseling service for about 8 months. My parents have offered to co-sign a loan so I can pay off the cards. The loan with the bank is a lower interest rate than the cards and will pay them off faster with a lower payment each month. Should I pay the cards directly or go through the credit counseling service? Which is better for my credit score?