How common is it for married people to have separate checking accounts?


Posted March 5th, 2009 by admin 15 Comments »
checking accounts
Dude32 asked:


My aunt and uncle both have separate checking accounts. They’re both successful in their own right. My uncle is a lawyer and my aunt is an accountant. I wonder how this works like which checking account are the bills paid from and stuff? It just seems wierd to me

How many checking accounts are opened in the USA each year?


Posted March 5th, 2009 by admin 2 Comments »
checking accounts
Hector asked:


I am in interested in knowing more about the number of checking accounts issued by banks in the united states each year. If you can provide a source, it would be great! Thanks.

How often does a bank do an audit of people’s checking accounts?


Posted March 5th, 2009 by admin 1 Comment »
checking accounts
aclchan asked:


Hello,

Does anyone know how often a bank checks accounts that people have with them for mistakes?

I have a checking account that has a mistake and it’s been 2 months and they have not fixed it.

Thanks for your help.
The mistake resulted in my account having $200 more than what is should be, so I expect the bank to catch this but it’s been 2 months and the $200 is still in my account.

Does opening many checking accounts effect my credit rating?


Posted March 5th, 2009 by admin 3 Comments »
checking accounts
Jesse W asked:


I have been consistently recieving offers from my bank to open new checking accounts which will have 100 dollars transfered into them upon opening them. They send one about every month. I’ve opened 2 so far for the cash and closed them, and I was curious, if I keep this up is there anything that can go wrong?

Checking accounts?


Posted March 2nd, 2009 by admin 2 Comments »
checking accounts
sharpforme2 asked:


Ok let’s say i opened a few checking accounts and they are overdrawned, and so they were closed now and I owe them like 1000 dollars or such. Will i go to jail for that?

How long does it take to get out of any system for bouncing checks or having checking accounts closed?


Posted March 2nd, 2009 by admin 3 Comments »
checking accounts
Mountain Man asked:


It has been 7 years since I had a checking account, and when I was in college I had 3 or 4 accounts closed, due to insuffecient funds and bouncing checks.

I have taken classes on checking accounts and am ready to have an account again, so I can build credit with a bank and buy a home one day.

Does anyone know what banks check when you go to open an account and how long any poor information is kept in the systems they look at.

Thanks!

Can I have two different Checking accounts at the same bank?


Posted March 2nd, 2009 by admin 6 Comments »
checking accounts
BlackDahlia asked:


Just curious. It would help me budget better if I could have two different checking accounts. I have a savings, but I can’t access the funds like a checking account. Thanks for your help.

When a bank does a credit check, can they find out the balances in your checking accounts?


Posted March 2nd, 2009 by admin 1 Comment »
checking accounts
raaj22 asked:


I know that on a Equifax credit report you dont see your saving/checking accounts. However, when you fill out your information about assets and liabilities when asking a loan, they ask for how much money in your checking accounts for example from other banks if you have. Can they find out that information?

How many bank accounts and credit cards should I have?


Posted January 24th, 2009 by admin 9 Comments »
credit cards
Pepper asked:


I am currently a college student with 2 checking accounts (Wamu- 3 years & BOA- 1 year) and 1 credit card (Citi- 1 year). I have always met the requirements for my checking accounts and paid all my credit card bills on time. As for loans, I do have about $10,000 of student loans in debt. I was wondering if it is okay for me to get another credit card. Also, many say that having a lot of credit cards are bad for you. What is the reccomendation of how many bank accounts and credit cards should I have so that my credits would not go down? Thanks in advance!