http://www.secretfinance.com/blog/our-current-economy-and-how-it-is-affected-banking-companies/ Thu, 17 May 2012 20:56:04 +0000 http://wordpress.org/?v=2.7 hourly 1 http://www.secretfinance.com/blog/our-current-economy-and-how-it-is-affected-banking-companies/comment-page-1/#comment-2004 Tyler W Tue, 14 Jul 2009 15:57:30 +0000 http://www.secretfinance.com/blog/our-current-economy-and-how-it-is-affected-banking-companies/#comment-2004 Commercial banking will become a boring, low-growth low-profit, low-innovation business again. Balance sheets will become a whole lot less leveraged. Loans will be given to those who can actually pay them back. People will have to have downpayments and good credit. People will probably begin to trade mortgage backed securities and derivatives again, but there will be more scruting into the relaibility and quality of these instruments. Commercial banking will become a boring, low-growth low-profit, low-innovation business again. Balance sheets will become a whole lot less leveraged. Loans will be given to those who can actually pay them back. People will have to have downpayments and good credit. People will probably begin to trade mortgage backed securities and derivatives again, but there will be more scruting into the relaibility and quality of these instruments.

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