How do you cash a personal check without a checking account and if the bank they use is in another state?


checking
Lonely asked:


I have a check from a friend and I need to cash it but I no longer have a checking account and the bank my friend uses is not near where I live. Is there a way to cash it somewhere else? I have tried check cashing places but they only cash payroll checks.

This entry was posted on Monday, May 31st, 2010 at 12:00 am and is filed under Personal Finance. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

6 Responses to “How do you cash a personal check without a checking account and if the bank they use is in another state?”

  1. Tiny Dan Says:

    the bank will cash it for a 5 dollar fee

    i would open a new free account and cash it on your new account , those fees are crazy high for non customers. maybe time to grow up and balance your money. Tiny Dan

  2. kapn Says:

    Try walmart……..or open an account with a bank with the check and withdraw it and close the account when it clears………….. kapn

  3. My Take on It Says:

    If a check cashing place won’t even cash it for a fee, I doubt you are going to find anyone to take it. You would have to open a bank account to be able to cash it. Is there a reason you no longer have an account? My Take on It

  4. Stan Says:

    Call your friend tell him to send you a postal money order. Or open a checking account. Stan

  5. pansyblue Says:

    If you have a friend who uses a bank and will go to their bank with you it’s easier. Their checking account is the safety for the bank. If you check bounces they can get it from your friend.
    Otherwise, sometimes a bank will cash a check when you don’t have an account there, but they charge for it. Just ask, can I get a check cashed here? I’m from out of state. Or out of town. pansyblue

  6. RangersLeadTheWay Says:

    Either open an account, or have your friend send you a money order. Banks are pretty reluctant to cash checks like that, and if they do, the fee is going to be insane. RangersLeadTheWay

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