Secret Finance

Golden asked:


I have an overdraft which shouldn’t been there. The people here told me to call my bank, which I don’t feel really comfortable. I’d rather talk to them in person. Would it be better to talk to them, either a banker or a teller, in person about my (more like their) problem?

Tara G asked:


My boyfriend and I are planning on buying a house. He’s working and I just recently became unemployed, and I receive unemployment benefits. So we were wondering if banks would consider that as income?

Matthew asked:


I don’t want to hear from the scare mongers. We are a young family who have had income fluctuations of no fault of our own. Our mortgage is $1400 per month. Daycare costs, etc, are driving us to the brink.

Will banks really work with you? What can we do? What should I expect if I am unable to pay my mortgage?

athomewithkyle asked:


What banks offer that program where when you use your debit card, the change from your purchase gets transferred to your savings account?

Dilbert asked:


I want to open a savings account for about $700 and charge the opening deposit to a credit card. The credit card gets points, which would be good for a gift card if I had about 700 more. I want to close the credit card account, but only after I get enough points, to not waste the points I already have. I’m going to open a savings account anyway, so I figure I might as well get those 700 points from it. In any case, the savings account should pay high interest and should allow transactions between banks online.
For example, Bank of America will let you open a checking account online, and use a credit card to fund it. The credit card transaction will be a purchase, not a cash advance. But I want to know what other banks will do that, and which of them will do it for savings accounts.

Mommy of Lily, Daisy, and Jayson asked:


My account in now over 900 in the negative because bank of america didn’t process my deposit and they say it may be tomorrow before I even see my deposit. they say 6 states are dealing with this right now. This is the second time they have done this to me and I am closing my account as soon as I get my money back. I was wondering if anyone else is dealing with this too?

Light U asked:


Is there any problem if some one have 4-5 Savings bank Account at different banks?

frxa asked:


i have a retiment account with merryl and i just keep hearing about all their problems. does anyone know if i will take a hit over that? also should i cash out and get hit with the taxes?

juristicone asked:


I am looking for tax ramifications or alternatives to doing the aforementioned.

JOHN B asked:


We have a hearing next month for an overpayment the SSDI says my husband has and I need to know if the goverment (SSDI) can take our money from the 401k or if they can make us live off our 401k and take our wages? I haven’t been able to find anything online at all about this. Thanks for any help!