Secret Finance

asked:


I had two student loans each about 2,500 dollars each. I have been out of work for 5 years raising my duaghter and haven’t been able to afford any kind of payments on the loans. Since then a creditor has taken over. I now owe 8,000 to them. Is there any student loan companies that will take it over and I can make payments to them at a low interest rate. I am now working and would like to start paying on my loans. Thanks

Brulia asked:


I am in the process of looking for a private student loan to help cover the cost of living and being a student. I’m probably going to apply for an Astrive Student Loan. Are there any other good companies where you don’t need tons of credit? Or do you know anything about the Astrive loans? Thanks.

Jeremiah A asked:


I’ve become rather upset at the school I am currently at. I am looking to change schools very soon if possible. Does anyone know if student loans to another school as long as the new school is accredited? Or do I have to reapply for loans?Can you even transfer to another school that isn’t accredited but is the same course material?
I love mistyping. That should have asked whether anyone knows whether the loans can be transfered.

Jess F asked:


I am going to begin college soon & I will be financing it through student loans. I am attending college with plans of joining the Peace Corps. Any help on this subject would be great.

DANIEL H asked:


I am a returning undergraduate student at a tribal college in central Montana. Anyone who has lived in or visited Montana knows that transportation is extremely important. I would like to know the best places to review for student loans which allow a person to spend the money freely and without the cash going to the school first. I am aware of the isues involved in repayment and debt problems of students nationwide. I just really need to have my car up and running again.
Apparently I was misunderstood so I will clarify. This would not be for debt consolidation, nor would it be used to purchase a car. It’s use would be to replace the engine in my car because it’s on it’s last leg. I have parked it due to the knocking in the engine. People have told me that it’s the rods so the engine must either be rebuilt (this process is risky and there is no guarantee that it will fix the problem), get a used engine from a junkyard, (very risky with little to no guarantee that it will last), have the dealership put in a new engine (comes with a waranty and guantees that the car will last me for quite sometime) or purchase a new car (I have already spent alot of money to buy this one and I know what’s wrong with it. This option is out of the question.) I hope that this makes my question more clear.

Extremely Hyper gamer dude asked:


Is there such a thing as a student loan that you wont have to pay until your job starts? Are there better options to student loans?

d asked:


I am planning to go to law school in the fall and want to stop paying my student loans to save up some money. Would getting a deferment/forbearance affect my credit and/or ability to get future student loans?

RameelRaymundo asked:


I need to buy a new car, but I’m also planning on going to law school in Sep of 09. I’m planning on buying a modest entry level car for around 17-19km and planning to put 5000 down. However, when I go to school I wont be working and will still have payments. My question is, are there student loans available that could include the cost of paying off the remaining balance of the car at the time?

thxbai asked:


I am a college sophomore attending a state school but even so I have already accumulated thousands in student loan debt. I worked 60+ hours a week last summer and that money won’t even last to cover half this year’s rent and utilities! I am trying to cut back spending but really all I buy are groceries and the occasional movie ticket. I don’t even have any transportation costs because the bus is free for students.

I have been unable to find part-time work that fits around my schedule because I need to take a lot of credits or I’m not going to graduate in time which would mean taking out even more loans. I applied for every scholarship I could get a hold of but didn’t get a penny, and my financial aid is absolutely pathetic because my family is in that awful limbo where their tax returns show too much income to get decent aid but too little to actually contribute anything. I am 19 years old, and I am scared out of my mind that I am digging a hole I’m never going to get out of.

HELP!!

gserrado asked:


I am on my last year of Grad school and I run out of student loans. I had the federal loans and a citi-assist loan but my school is telling me that I maxed out on the amount of loans I can get (the full cost of attendance). What can I do? I see there are private student loan option but some say maximum is total cost of attendance… this means I am ineligible? what are my options?