How does a banking work?


Posted April 22nd, 2009 by admin 3 Comments »
banking
wizard101z asked:


Im 18 yrs old and im planning to open a account. But i dont know how banking works. i dont want to ask my parents about banking because i want to surprise them. Pls explain in simple terms how a bank works.

What is corporate banking? What are the roles of corporate banking executives?


Posted April 9th, 2009 by admin No Comments »
banking
aduktabi asked:


1. I want to know the banking activities that constitute corporate banking; and,

2. The duties of the persons appointed to serve the needs of the entities that are classified as corporates.

What are the easiest credit cards to get for someone who just turned 18?


Posted March 21st, 2009 by admin 6 Comments »
credit cards
Tricia0430 asked:


I just turned 18 and I want to establish my credit. I already own a car so I don’t want to get an auto loan to start establishing it. I want to get a credit card with a low credit limit so I can start establishing it. Where are the easiest places to get credit cards?
My bank does not have credit cards. I also do not feel like changing banks because I have been with this one for 2 years.

I am having 4 credit cards and done the balance transfer. Can i apply one more credit Card?


Posted March 21st, 2009 by admin 1 Comment »
credit cards
man asked:


I am having 4 credit cards and done the balance transfer. Now I need to pay one of credit before April. I want to apply one more credit card to do that. It is possible to apply one more credit card. Which is the best credit that gives me higher credit limit? When can I apply the credit card?

credit card?


Posted March 20th, 2009 by admin No Comments »
credit card
peggy s asked:


im planning to go out of the country, but i have a credit card problem which is im not paying for it for like 2 years,would the credit card compay would hold me? or would they file legal case against me because of my credit card and wouldnt able to go out of the country?was this happening due to credit card problems?

What credit card would you recommend for someone trying to re-establish good credit history?


Posted March 20th, 2009 by admin 11 Comments »
credit card
Tamborine asked:


I have decent credit but I had cancelled all my cards when trying to get out of debt. I am now free of all unsecured debt but I need to have a card so in the future I won’t be hurt by having no credit.

I’m thinking I want a card with no annual fee and a low APR. The card would only be used very occassionally and paid off immediately. I have no desire to repeat previous mistakes.

Does anyone have any recommendations for a good card for this purpose?
Okay, as I said, but everyone is skipping, is that I have decent credit. My credit score is 700.

When I got into trouble I went into debt consolidation right away BEFORE my credit got screwed up.

But I do appreciate those of you who are taking the time to answer.

Should I get a credit card? How do you choose the best credit card?


Posted March 20th, 2009 by admin 7 Comments »
credit card
Acrow asked:


I just finished college, and work full time. I have a debit card, and building good credit from paying off loans. A lot of people have been telling me to get a credit card, but I wonder if it really is necessary. Please give me some good reasons to get a credit card other than building good credit. The only other advantage I know about is those point-system/rewards credit cards, that earn you miles or other things. And what is the best credit card to get for a first time credit card holder? The number of choices are a little overwhelming. How did you choose your first/main credit card?

What is a good credit card to get that you almost will never get turned down for?


Posted March 20th, 2009 by admin 5 Comments »
credit card
JD asked:


I currently have two credit cards, but would like to get one final one. I’ve been getting turned down for a few recently that I thought sounded good. What are some good cards and websites where I can get a credit card that almost every gets approved for? I’m young(21) and trying to establish some more credit. My friend got approved for a Best Buy credit card tonight and his credit isn’t that good. However, I just want a main card(for example: visa, discover) and not a store card. Thanks for any help.

Is Online banking bad for the credit score? Im trying to start credit. Is it bad for credit score?


Posted March 12th, 2009 by admin 7 Comments »
banking
redwing90022 asked:


I heard that if you pay credit card bills with online banking that it wont help you build score. Im trying to pay off a credit debt and im paying with online banking instead of driving to the bank.

What types of credit cards pays the customer for using the card?


Posted March 4th, 2009 by admin 4 Comments »
credit cards
kiwi753 asked:


Can you please include the types of cards that a 19- year- old can get. What I mean is, some credit cards are difficult to receive based on age etc. I have a credit card and I dont like that company and I am about to actually close the account, but I want another credit card..