Posted December 28th, 2009
by admin
iammajella asked: Isn’t this double dipping? The bank doing the hold gets interest on deposited funds. They collect interest on my funds while I cannot use my funds because of their continuing hold of 5 business days. Report them to the Federal Reserve Bank and let’s stop them.
Tags: Business Days, Federal Reserve, Federal Reserve Bank
Posted in Credit | 2 Comments »
Posted December 7th, 2009
by admin
chrisraska asked: Okay so I have had my checking account for three yeras and never needed to make a withdrawl from any source other than an ATM until now. I was wondering how you write out the check to yourself to make a withdrawl from it. Heh, rather simple question I know but thanks for the help in advance.
Tags: Atm, Checking Account, Withdrawl
Posted in Credit | 9 Comments »
Posted November 30th, 2009
by admin
Mechanicboy asked: I have a FICO score of 725 so I’m thinking if I find the right bank I could still get a home loan even in this economy, but which banks should I apply at first? I live in Northern California and want a fixed rate loan.
Tags: Banks, Fixed Rate Loan, Northern California
Posted in Credit | 2 Comments »
Posted November 23rd, 2009
by admin
C.S. asked: I have a checking account already established with a credit card from the same bank. I am unhappy with the service I have received with them and I am planning to switch to another bank.
Before I close my current account, I would like to know should I start my new checking account with the new bank now and apply for a card when the account is established?
Or should I apply for a credit card now before I start the new account?
My concern is closing my current account and starting a new checking account with a new card would not look favorably for my credit. However, would starting the new checking account first make approval easier since I would have an account established with the new bank?
Tags: Applying For A Credit Card, Current Account, New Bank
Posted in Credit | 3 Comments »
Posted November 16th, 2009
by admin
Keith W asked: I’ve been told that it has to do with the banks ‘coursing’ information that they hold on you as a customer. Is this true? How exactly does it work? Do they share information with other banks in this respect? Do you run the risk of being refused an overdraft if a bank credit checks you and see’s that you have too many other overdrafts?
Tags: Credit Checks, Overdrafts, Respect
Posted in Credit | 3 Comments »
Posted November 1st, 2009
by admin
sumana asked: Recently my bank has debited the minimum amount due on my credit card from my salary account. The card is from the same bank I have a salary account. I was not paying this amount as the bank wrongly levied charges. I had made my point clear to the customer service. But today I see that money has been debited. Can the bank do this without my consent?
Tags: Bank Debit, Money, Salary
Posted in Credit | 2 Comments »
Posted October 8th, 2009
by admin
Nice girl asked: What is an instrument issued by banks, substituting the credit standing of the Bank for the credit standing of the importer (buyer) of goods?
a. letter of credit
b. promisary note
c. international ACH
d.draft
Tags: Ach, Letter Of Credit, Note C
Posted in Credit | 6 Comments »
Posted October 7th, 2009
by admin
nik_farrant asked: ive just got a credit card with natwest, and already have 2 current accounts linked on my online banking. how do i add my credit cards to my online banking so that i can put money back onto it when i’ve spent?
Tags: Cards Online, Credit Card, Natwest Online
Posted in Credit | 2 Comments »
Posted September 7th, 2009
by admin
sufiesidhi asked:
i want to deal with banks.i do not have a sound banking credibility i want to get a good banking credibility quickly. please give me some tips.i am a novice.
Tags: Banks, Credibility, Novice
Posted in Credit | No Comments »
Posted August 10th, 2009
by admin
Zacky asked:
I tried enrolling in online banking with capital one and it keeps telling me my information is wrong. I use the credit card number as the account number, and i enter the last 4 digits of my social security.
Thanks I’ll wait for my first statement and then try to enroll. And I hope your kidding when you ask me to give my information cause thats not happening
Tags: Capital One Online Banking, Credit Card Number, Social Security
Posted in Credit | 1 Comment »
