Posted July 17th, 2010
by admin
danyyy asked: i canceled the membership after a day from a free 3 day trial, but the monthly fee for the website is on my pending transactions on my bank account. will i get charged for it?? help please
Tags: Bank Problem, Free Trial Website, Free Website
Posted in Credit | 2 Comments »
Posted July 5th, 2010
by admin
mandymariee asked: Do you have to have a bank account with Wells Fargo to get their secured credit card?
I have Bank of America and have had them for 4 years, no problems. Love the bank. But they have a high annual fee for a secured credit card, so I don’t want to go through them.
Wells Fargo is cheap. I know I can’t do it online or over the phone, but if I went in person, would they give me one without having a bank account with them?
Thanks!
Tags: Bank Of America, Love, Wells Fargo
Posted in Credit | 2 Comments »
Posted July 5th, 2010
by admin
D3vIL666 asked: Do the bank hold on to our personal details (if they do then how long they hold on for?) or do they delete our personal details from their systems straight away when we close our bank account?
Tags: Bank Account, Delete, Personal Information
Posted in Credit | 2 Comments »
Posted July 5th, 2010
by admin
T asked: My wife lost her job and I had cutbacks at mine. I’ve done everything I can and everything the bank has asked but to no help. We have 2 vehicles that are both financed and no real assets to speak of. Does anyone know what the bank will do when I start missing my mortgage payment? Does anyone have any suggestions?
Tags: Job, Lost, Real Assets
Posted in Credit | 3 Comments »
Posted May 4th, 2010
by admin
Allan W asked: Suppose someone manages by digital or other means to trick my bank into paying out money which it incorrectly thinks that I have authorised. Isn’t this the bank’s problem in the end ? Surely the bank can not expect me to pay for breaches of its own security.
Tags: Identity Fraud, Money, Own Security
Posted in Credit | 9 Comments »
Posted March 7th, 2010
by admin
CrO4^2- asked: All countries, including the U.S., have a national debt, which they owe to banks, right? So how do banks collect the money that’s owed to them from all these countries?
Tags: Banks, Collections, Countries
Posted in Credit | 1 Comment »
Posted January 4th, 2010
by admin
skullies asked: Well i wish to make a payment to someone using moneybookers. I entered the amount to deposit and they took a small sum up to 2.99 out of my account. I have to check my bank statement to see the amount and verify it with moneybookers. I have a visa card and im registered with barclays bank. How do i check my bank statements online. I heard it can take a few days to phone up my bank to ask them. I just need a safe online option.
Tags: Barclays, Barclays Bank, Few Days
Posted in Credit | 3 Comments »
Posted December 28th, 2009
by admin
iammajella asked: Isn’t this double dipping? The bank doing the hold gets interest on deposited funds. They collect interest on my funds while I cannot use my funds because of their continuing hold of 5 business days. Report them to the Federal Reserve Bank and let’s stop them.
Tags: Business Days, Federal Reserve, Federal Reserve Bank
Posted in Credit | 2 Comments »
Posted December 7th, 2009
by admin
chrisraska asked: Okay so I have had my checking account for three yeras and never needed to make a withdrawl from any source other than an ATM until now. I was wondering how you write out the check to yourself to make a withdrawl from it. Heh, rather simple question I know but thanks for the help in advance.
Tags: Atm, Checking Account, Withdrawl
Posted in Credit | 9 Comments »
Posted November 30th, 2009
by admin
Mechanicboy asked: I have a FICO score of 725 so I’m thinking if I find the right bank I could still get a home loan even in this economy, but which banks should I apply at first? I live in Northern California and want a fixed rate loan.
Tags: Banks, Fixed Rate Loan, Northern California
Posted in Credit | 2 Comments »