Can i cancel a car refinance loan i made three days ago through Wells Fargo in California?
nikkisix_26 asked:
I refinanced my car loan through wells fargo and i don’t like the interest rate that they gave me so i want to cancel the loan, want to keep my original loan. I have already tried to call my original loan company and tell them to return the check, but they say there is nothing they can do. I tried to get Wells Fargo to stop payment on the check but they said i had to go to the branch. Are there any other things i can do? Maybe write a letter or something?
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I refinanced my car loan through wells fargo and i don’t like the interest rate that they gave me so i want to cancel the loan, want to keep my original loan. I have already tried to call my original loan company and tell them to return the check, but they say there is nothing they can do. I tried to get Wells Fargo to stop payment on the check but they said i had to go to the branch. Are there any other things i can do? Maybe write a letter or something?
January 23rd, 2009 at 11:07 am
you are probably stuck with it.
January 26th, 2009 at 7:45 am
What do you mean when you say you don’t like the interest rate? You signed the documents, right? Was the interest rate posted in the “truth in lending” box? The only way you’ll get out of it is if you can prove fraud. Good luck.
January 29th, 2009 at 5:51 am
You signed a contract, right? If so, you can’t back out now.
January 29th, 2009 at 6:51 pm
No you can’t. But you might be able to refinance again.
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